THE MIDDLE EAST’S

41. Khazna Tech

Description: Financial super app
Headquarters: Egypt
Date of Establishment: 2020
Founders: Omar Saleh, Ahmed Wagueeh, Omar Salah

Khazna offers employees in Egypt payroll and pension advances, prepaid and payroll cards, bill payments, and installment purchases through partner merchants, while currently expanding into direct-to-consumer lending. As of December 2025, its app had been downloaded over 1.8 million times, with 273,000 active users. In April 2025, it received initial approval from SAMA for a consumer microfinance license in Saudi Arabia. To date, Khazna has raised over $40 million in equity funding from investors including Quona Capital, Speedinvest, and Khwarizmi Ventures.