Lucky offers instant credit experience with interest-free repayment for up to 45 days, alongside discounts, and rewards across its merchant network. As of December 2025, its app had been downloaded 14 million times, attracted over two million active users, and issued more than 500,000 cards. In April 2026, it secured $23 million in a Series B round, bringing total funding to $66 million. The round was led by Disruptech Ventures and Development Partners International, with participation from Suez Canal Bank and OneStop. Following the investment, OneStop’s Chairman Mohamed Farouk was appointed Chairman of Lucky’s Board of Directors.